After slipping and falling on another’s property, you suffered various injuries. While you think you may have a personal injury case, you know you have several medical costs to pay.
CNBC explains how to reduce health care costs. While exploring your right to compensation, give yourself one less thing to worry about.
Consider alternate forms of payment
Do you know whether you qualify for subsidized health insurance or Medicaid? If so, you could qualify for retroactive eligibility to help cover medical bills. Depending on the hospital treating you, it may offer low-income patients financial help. This usually applies to nonprofit health care facilities.
Get an itemized bill
Think twice before paying a medical bill that does not include a breakdown of the charges. By asking for an itemized bill, you have a chance to review it for mistakes. Facilities sometimes charge patients for procedures they did not receive, submit duplicate bills and use incorrect codes.
Request a discount
Sometimes, asking for a reduced bill knocks down expensive medical costs. For instance, the facility may not mind charging you the Medicare rate. You may also research procedure costs in the Healthcare Bluebook. That way, you know how much patients pay for specific procedures in Pennsylvania.
Ask for a payment plan
If you cannot pay a bill in full, you could qualify for a payment plan. If the hospital agrees to put you on a plan, double-check your current budget to see what regular payment you can afford.
Personal injury cases take time to resolve. Reducing medical costs while maximizing your compensation helps protect your financial health while you improve your physical health.